資本充足比率
capital adequacy ratio 【CAR】
用以衡量銀行承擔風險能力的比率,是以總資本(包括實收資本+儲備+資本性的債券) / 風險資產的比率,根據巴塞爾協定,此比率不得小於 8%
To measure the ratio of banks to take risks, and based on the total capital (including paid-in capital + capital reserves + bonds) / assets ratio of risk, according to Basel II, this ratio should not be less than 8%