持票人
bearer
持票人即持有可轉讓票據的人, 乃以合法手續持有匯票者，最初持票人為受款人。其得向發票人或付款人行使追索權。
Holders of bearer negotiable instruments and people, are based on legal procedures to hold the bill's initial holder of the payee. Which have recourse to the drawer or drawee.