The Borrower intends to borrow funds is too large, banks are subject to loanable funds, the statutory limit risk diversification and credit lines by a number of financial institutions, joint financing, while at the same terms of the loan to the borrower. Including the use of co-financing mode still issue corporate bonds, floating rate bonds and other promissory notes and commercial paper. Plus "international" word, meaning the borrower and the lending banks across borders, involving different countries or regions, or bank loans from different countries or regions.