信用卡循環信用利率
revolving credit rate of credit card
指信用卡持卡人利用信用卡作為信用擴充的融資工具，在刷卡消費後由發卡銀行墊付款項，而持卡人只需繳納最低付款金額（大多數銀行規定為信用額度內消費金額之百分之五），但其他尚未支付的消費金額，就必須依照銀行規定之循環信用利率，支付發卡銀行利息。
Credit card holders using their credit cards as a means of credit expansion financing tool in credit card spending by the issuing bank after advance payment, and cardholders pay only the minimum payment amount (defined as five per cent of most banks in the amount of consumer credit ), but other consumer unpaid amount, it must be in accordance with the provisions of the bank revolving credit interest rates, the issuing bank to pay interest.