基本利率
prime rate
商業銀行用來作為決定放款利率的計算標準，又稱基本放款利率。一般銀行根據貸款客戶的信用情形、存款實績、外匯實績、貸款期限、及金額等因素來決定其所適用之放款利率，依照客戶上開因素各等級之不同，而以基本放款利率予以加碼來作為貸款利率，當客戶信用情形極佳時，銀行則可能給予優惠，以基本放款利率作為貸款利率。 商業銀行用來作為決定放款利率的計算標準，又稱基本放款利率。一般銀行根據貸款客戶的信用情形、存款實績、外匯實績、貸款期限、及金額等因素來決定其所適用之放款利率，依照客戶上開因素各等級之不同，而以基本放款利率予以加
Used as a commercial bank decided to calculate the standard lending rates, also known as the basic lending rate. Usually the bank under the loan customer's credit situation, deposit performance, foreign exchange performance, the loan period, and other factors to determine the amount of the loan interest rate which it applies, in accordance with each customer on a different level of the opening of factors, but the basic lending rate to be overweight as lending rate, when the customer credit situation is excellent, the bank may give preferential treatment to the basic lending rate as the lending rates. Used as a commercial bank decided to calculate the standard lending rates, also known as the basic lending rate. Usually the bank under the loan customer's credit situation, deposit performance, foreign exchange performance, the loan period, and other factors to determine the amount of the loan interest rate which it applies, in accordance with the customer on each level of the different factors that open, and to be the basic lending rate plus