貨幣基金
money fund
買入貨幣基金是不設認購費用，由於貨幣基金是投資於政府發行的短期債券及票據上，因此投資者可從中賺取利息，性質與銀行存款相約，但是回報會較高。然而，貨幣基金的另一主要用途是作 “停泊”之用。例如閣下沽出日本基金，贖回款項可暫時 “停泊” 在貨幣基金裏收息，倘若出現新的投資機會時，可即時轉換到另一基金。其好處是1. 省時靈活 2. 基金轉換費switching fee (通常是1%) 會比新錢買入基金的首次認購費 (initial charge)廉宜許多。基於上述原因，貨幣基金又稱作『停泊基金』(parking
Buy Monetary Fund is no subscription fee, since money funds are invested in short-term bonds and notes issued by the government, so investors can earn interest on bank deposits and similar properties, but the rewards will be higher. However, another major purpose of the Fund is as a "parked" purposes. Japan, for example, sell the fund, redemption payments can be temporarily "parked" in the Fund in collecting interest, if the emergence of new investment opportunities, you can instantly switch to another fund. The benefit is flexible conversion fee 2. The Fund switching fee 1. save time (usually 1%) than the new money will buy fund initial charge (initial charge) a lot cheaper. For these reasons, the IMF also called "mooring Fund" (parking