同業拆款
interbank loan
指金融機構擁有超額準備者，貸款給準備不足的機構,以調節其變動不居的準備部位，所產生的短期性相互融資交易，其利率係以低於中央銀行對銀行業者短期融通之利率為原則，而後根据當時的供需情況加以議定，資金充裕時，拆款的利率即較央行所訂者差距甚大，反之則小。
A financial institution who have excess reserves, loans to the lack of preparation of the body to regulate its unsettled site preparation, the resulting short-term financing transactions with each other at a rate lower than the interest rate the Department of the Central Bank of bankers as a short-term facility of in principle, then it is agreed according to the prevailing supply and demand, when funded, call loan rate set by the central bank that is relatively great differences, otherwise small.