收益落差分析
income gap analysis
有關銀行收益對利率變動的敏感性，可以利用落差分析或稱為淨利落差分析，該指標是指利率敏感性資產減去利率敏感性負債，其計算公式如下： GAP=利率敏感性資產－利率敏感性負債。
About bank earnings sensitivity to changes in interest rates, or can take advantage of the gap analysis referred to net profit drop of analysis, the indicator is the interest rate sensitive assets minus interest-sensitive liabilities, calculated as follows: GAP = interest rate sensitive assets - interest-sensitive liabilities.